Field notes
Operational notes from the public adjuster desk
Benchmarks, workflows, and reference material for property-claims professionals. No slogan-y SaaS posts. Every number cites a source.
Workflow
How to Reopen a Denied Wind Damage Claim: A Public Adjuster's Inspection-to-Reopening Workflow
A 2026 reopening workflow for denied wind and hail claims. The three rails carrier denials run on, the site walk that survives a re-inspection, the FL § 627.70132 timing trap, and the short letter that closes 60% of reopened files inside two months.
9 min read
Industry data
Water Damage Claim Cycle Time in 2026: Public Adjuster Benchmarks by Cause-of-Loss and State
Same Florida zip code, same carrier, same coverage — one water file closes in 33 days, another in 137. What the prompt-payment statutes actually require, where the cycle breaks, and the three artifacts that separate fast files from contested ones.
9 min read