State legal field guides for property claims.
Statutory clocks, prompt-payment penalties, bad-faith posture, and suit limitations, one state at a time. Each guide names the code sections and the traps that close files early.
The library grows week by week. For the state-by-state view, start at the state deadline library.
State legal
New York Property Insurance Claim Deadlines: A Public Adjuster's 2026 Field Guide
In New York the deadline that ends a property claim is not a prompt-pay statute — it is the standard fire policy's 24-month suit limit, running from the date of loss.
7 min read
State legal
California Bad-Faith Insurance Claims: What the 2025 Rulings Mean for Your Files in 2026
Three 2025 appellate decisions reshaped California bad-faith exposure for carriers — and the evidence standard for public adjusters working smoke, fire, and title claims. Here's what changed and when your SOL clock runs out.
8 min read
State legal
Florida Property Insurance Claim Deadlines and Bad-Faith Protections: 2026 Field Guide
A working calendar for Florida property losses after SB 2-A and HB 837: the one-year notice rule, the 7/30/60 carrier deadlines, § 627.70152 pre-suit notice, and how the bad-faith landscape changed.
8 min read