The platform

One login. One AI.
The whole claim.

Policy, estimate, photos, weather, documents, demand — every part of the claim lives in one system with a shared memory. So AI doesn't just help with tasks. It runs the file, end to end.

Built by public adjusters Replaces 12+ tools

One system, one memory

Not twelve apps. One that runs the claim.

Because every module shares one record of the claim, Copilot works across all of them at once — reading the policy, comparing the estimate, sorting the files and drafting the demand in a single pass. The way a great adjuster's mind works, at machine speed.

Smith — Storm damageClaim C-2041 · Copilot working the file
47s
Analyzing the policy 14 endorsements flagged
Comparing the carrier estimate 7 gaps · $8,420 short
Sorting the claim files 312 files organized
Tagging inspection photos 142 photos tagged
Matching weather records 9 / 9 federal sources
Drafting the demand letter Ready for review
The invisible work behind every claim — running in the background so you can focus on winning.

AI Claim Copilot

An assistant that's read every file.

Every file. Every photo. Every email. Every weather record. Ask anything — Copilot has read it all, and shows its sources.

Compare our estimate on the Smith roof.
Copilot answered in 1.2s · grounded in 14 files
Drip edge42 LF missing from theirs
Ridge cap38 LF missing
Total underpaid$8,420 across 7 line items
↳ Sources: insurer-estimate.pdf · our-estimate.pdf · photos 04, 11, 17
Add to letter Build supplement Summarize
AI Policy Analysis

Read the entire policy in seconds.

Copilot ingests the full policy — declarations, endorsements, every exclusion — and tells you exactly what coverage applies to this loss, with the clause to back it up.

  • Every endorsement surfaced and explained
  • Coverage matched to the specific loss
  • The exact clause, cited, for your demand
policy-2041.pdf · 48 pages read
Ordinance & LawCovered — 10% of Cov A
ExclusionWear & tear — doesn't apply here
AI Estimate Comparison

Catch every line the carrier left out.

Upload any Xactimate or Symbility estimate. Copilot reads it line by line, flags every missed item and underpaid line, then drafts the supplement argument for you.

  • Scope gaps and short payments, surfaced
  • Code-required items the carrier skipped
  • A supplement argument, drafted for you
carrier-estimate.pdf vs. ours
Line itemInsurerOurs
Drip edge42 LF
Ridge cap38 LF
Ice & water shieldCode
Underpaid+$8,420
Weather Intelligence

Prove the storm that hit the property.

Court-ready hail and wind records from nine federal sources, matched to the exact address and date of loss — mapped and dropped into the claim the moment it's created.

  • Nine federal sources in one report
  • Pinned to the date and address of loss
  • Court-ready documentation, every time
NOAA · NWS · 7 more · matched to 78736
1.75″ hail · Apr 12 0.75″1.25″1.75″+
AI File Triage

The whole claim folder, organized for you.

Every upload — photos, PDFs, carrier letters, emails — is sorted, labeled and deduplicated the moment it lands. Missing documents get flagged before they cost you.

  • Auto-sorted and labeled on upload
  • Duplicates merged automatically
  • Missing documents flagged early
312 files · sorted on upload
PDFcarrier-estimate.pdf→ Estimate
JPGroof-north-04.jpg→ Photo · Roof
EMLadjuster-thread.eml→ Correspondence

In the field

The claimOS iOS app

Run the whole claim from the driveway.

The iOS app that keeps every claim in your pocket. Photos filed, notes captured, demand letters drafted — from the property, not from your desk at 9 p.m.

  • Every photo, filed as you take it

    claimOS tags, names, and files each shot to the right claim before you drive away. No more evening upload sessions.

  • Demand letter ready by the time you're back

    Copilot reads the inspection file and drafts the demand letter while you drive. Send it in one edit.

  • Homeowners stop calling

    Clients upload documents and see status updates from their own phone. No more 'any update?' emails.

claimOS mobile — claims dashboard and activity feed
Demand letter draftedFrom the truck, in 2 minutes

The full platform

Everything a claim needs, in one place.

Twelve modules, all included, all sharing one memory of the claim. No add-ons, no à la carte pricing — the whole system, from first notice to final check.

Claims
Leads
AI Copilot
Policy Analysis
Estimate Analysis
Weather Intel
Photo Management
Documents
E-Signature
Client Portal
Tasks & Workflow
Reporting

Plus team management, automations and integrations — all included. See what one price covers →

Security & trust

Your claims data, protected and portable.

Adjusters handle sensitive policyholder information. We treat it that way — and you can take it with you whenever you want.

Encrypted end-to-end

AES-256 at rest, TLS 1.3 in transit. Always on.

SOC 2 in progress

Active audit underway; full report available on request.

Your data is yours

Export claims, documents and photos as CSV or PDF anytime. No lock-in.

See it on your claims

The whole platform, on a claim you bring.

Fifteen minutes, a claim you're actually working, and a clear picture of how claimOS runs it from intake to settlement. No slides — just the product.