The operating system
for public adjusters.

Put an AI team on every claim — outmatch any insurance company and settle for more.

Built by public adjusters Replaces 12+ tools

Let AI do the superhuman work.

Winning an insurance claim takes a village — reading the policy, proving the loss, valuing every line, and out-documenting an insurance company that does this all day. claimOS puts AI to work at every step — so you settle more claims, for more money, in less time.

Smith — Storm damageClaim C-2041 · Copilot working the file
47s
Analyzing the policy 14 endorsements flagged
Comparing the carrier estimate 7 gaps · $8,420 short
Sorting the claim files 312 files organized
Tagging inspection photos 142 photos tagged
Matching weather records 9 / 9 federal sources
Drafting the demand letter Ready for review
The invisible work behind every claim — running in the background so you can focus on winning.

Meet Copilot.

Every file. Every photo. Every email. Every weather record. Ask anything — Copilot has read it all, and shows its sources.

Compare our estimate on the Smith roof.
Copilot answered in 1.2s · grounded in 14 files
Drip edge42 LF missing from theirs
Ridge cap38 LF missing
Total underpaid$8,420 across 7 line items
↳ Sources: insurer-estimate.pdf · our-estimate.pdf · photos 04, 11, 17
Add to letter Build supplement Summarize

Free assessment

What's your firm's claims grade?

10 questions. 4 scores across AI readiness, scalability, data, and client experience. See exactly where your firm stands — and which gaps claimOS closes.

Client Experience Scalability Data Integration AI Readiness
Typical PA stack · 38 With claimOS · 94

The claimOS iOS app

Run the whole claim from the driveway.

The iOS app that keeps every claim in your pocket. Photos filed, notes captured, demand letters drafted — from the property, not from your desk at 9 p.m.

  • Every photo, filed as you take it

    claimOS tags, names, and files each shot to the right claim before you drive away. No more evening upload sessions.

  • Demand letter ready by the time you're back

    Copilot reads the inspection file and drafts the demand letter while you drive. Send it in one edit.

  • Homeowners stop calling

    Clients upload documents and see status updates from their own phone. No more 'any update?' emails.

claimOS mobile — claims dashboard and activity feed
Demand letter draftedFrom the truck, in 2 minutes

The platform

Twelve tools, run by one AI.

Every module shares one memory of the claim — so Copilot works across all of them at once. Not twelve apps to babysit. One system that runs the claim.

AI Copilot

Ask a question. Get a grounded, cited answer.

Copilot reads every file, photo, weather record and message in the claim. No hallucinated boilerplate — every answer points back to the document it came from.

What scope items did the carrier miss on the Smith roof?
The carrier estimate omits drip edge (42 LF), ridge cap (38 LF), and ice & water shield required by IRC R905.1.2. All three appear in the inspection photos.↳ Sources: carrier-estimate.pdf · photos 04, 11, 17
Weather Intelligence

See the storm that hit the property.

Court-ready hail and wind records, matched to the exact address and date of loss — mapped and dropped into the claim the moment it's created.

1.75″ hail · Apr 12 0.75″1.25″1.75″+
AI Policy Analysis

Read the entire policy in seconds.

Copilot ingests the full policy — declarations, endorsements, exclusions — and tells you exactly what coverage applies to this loss, with the clause to back it up.

Ordinance & LawCovered — 10% of Cov A
ExclusionWear & tear — doesn't apply here
AI File Triage

The whole claim folder, organized for you.

Every upload — photos, PDFs, carrier letters, emails — is sorted, labeled and deduplicated the moment it lands. Missing documents are flagged before they cost you.

PDFcarrier-estimate.pdf→ Estimate
JPGroof-north-04.jpg→ Photo · Roof
EMLadjuster-thread.eml→ Correspondence
AI Estimate Comparison

Catch every line the insurance company left out.

Upload any Xactimate or Symbility estimate. Copilot flags every missed item, scope gap and underpaid line, then drafts the supplement argument for you.

Line itemInsurerOurs
Drip edge42 LF
Ridge cap38 LF
Underpaid+$8,420
Claims
Leads
AI Copilot
Policy Analysis
Estimate Analysis
Weather Intel
Photo Management
Documents
E-Signature
Client Portal
Tasks & Workflow
Reporting

Plus team management, automations and integrations — all included. Explore the full platform →

Andy Rouhafzai, founder of claimOS

Why we built it

”I was tired of paying for ten different tools that didn't integrate. So I built claimOS — one platform, by adjusters who actually run claims.”

Security & trust

Your claims data, protected and portable.

Adjusters handle sensitive policyholder information. We treat it that way — and you can take it with you whenever you want.

Encrypted end-to-end

AES-256 at rest, TLS 1.3 in transit. Always on.

SOC 2 in progress

Active audit underway; full report available on request.

Your data is yours

Export claims, documents and photos as CSV or PDF anytime. No lock-in.

FAQ

The questions adjusters actually ask.

Most tools handle one slice — a CRM, an estimate platform, a signature app. claimOS holds the entire claim in one record, and the AI works across all of it at once. It replaces eight subscriptions with one login, built by a public adjuster who runs claims daily.
It's built to match how adjusters already work, so there's no fighting the software. Most teams onboard a new user in under an hour, and the iOS app means field staff never have to wait until they're back at a desk.
Yes. Upload any Xactimate or Symbility estimate and Copilot reads it line by line — flagging scope gaps, missed items, and underpaid lines, then drafting the supplement argument. Your estimating workflow stays exactly where it is.
We help you migrate open and historical claims, documents, and contacts during onboarding. Most firms are fully running in claimOS within a few days — not weeks.
Data is encrypted with AES-256 at rest and TLS 1.3 in transit, and our SOC 2 audit is actively in progress. There's no lock-in: export your claims, documents and photos as CSV or PDF whenever you want.
Simple per-seat pricing: $199/month for your workspace and first seat, $99/month for each additional teammate. Unlimited free logins for your clients. No hidden tiers, no per-claim fees, no forced upsell — the price stays the same as you grow.

See it on your claims

Bring a claim. We'll run it through claimOS.

Fifteen minutes, a claim you're actually working, and a clear picture of how claimOS handles it from intake to settlement. No slides — just the product.