Trend analysis for property-claims professionals.
What is changing in property claims and what it means for the firms working them: carrier automation, post-reform settlement behavior, compensation movement, market shifts.
Analysis is grounded in the same sourcing rule as the rest of the field notes. Predictions are labeled as predictions.
Trend analysis
Reinsurance Prices Fell in 2026. Why Public Adjuster Claims Still Get Fought Harder.
Property reinsurance rates dropped double digits at the January 2026 renewals, but reinsurers held their attachment points. Here is why the softening never reaches the claims a public adjuster works.
6 min read
Trend analysis
The 2026 Public Adjuster Compensation Report: What the Numbers Actually Say
What public adjusters really earn in 2026 — contingency math, state fee caps, the OPPAGA settlement data, and why two adjusters under identical contracts can clear $58,000 or $190,000.
7 min read
Trend analysis
AI in Property Claims: Where Carrier Automation Helps Public Adjusters and Where It Hurts
Carriers now triage, score, and assemble property estimates with AI before a human opens the file. Where that automation is accurate, where it underpays, and how a public adjuster pushes back.
8 min read
Trend analysis
The 2026 Florida Carrier Behavior Report: How Settlement Tactics Shifted After Tort Reform
How Florida's SB 2-A and HB 837 reshaped property-claim carrier behavior — denial rates, DOAH arbitration, the 90-day bad-faith safe harbor, and what the 2026 file looks like for public adjusters.
6 min read