Reference material for the working file.
Templates and preparation references built for real files: the demand letter with an annotated example, the letter of representation, the sworn statement in proof of loss, the examination under oath.
These are the documents that get quoted back to you later. Each reference explains what every clause is doing and which statute or case it leans on.
Reference
The Property Insurance Demand Letter: A Working Template and Annotated Example
How public adjusters structure a first-party property demand that carriers actually answer — the anatomy, the Texas and Florida statutory clocks behind the number, and an annotated sample.
6 min read
Reference
Examination Under Oath: A Public Adjuster's Preparation Reference
An EUO notice doesn't mean a claim is dying — but walking in without a clean file and a prepared client can end it. Here's what public adjusters need to know before the court reporter arrives.
9 min read
Reference
Letter of Representation for Public Adjusters: What It Says, Why It Matters, and a Working Template
The LOR is the smallest document on a property claim file and one of the most consequential. What goes in it, how state law treats it, where it breaks down, and a working template a firm can adapt the same day.
8 min read