Texas Carrier Complaint Index/Liberty Insurance Corporation

Texas Department of Insurance record

Liberty Insurance Corporation

Texans filed 145 homeowner complaints against Liberty Insurance Corporation between January 1, 2023 and July 15, 2026. The state reviewed them and agreed with the homeowner 15 times. Across all 145, 20 ended with the carrier paying the homeowner more money — 6 of them complaints the state had confirmed.

15
complaints confirmed by TDI
10.3%
of complaints confirmed · 11.6 points below the statewide average.
2.33×
complaints per policy vs. average (2025)
20
of all 145 complaints ended with additional money paid

TDI weighs complaints against business written: 20,247 homeowners policies in force in 2025. This carrier draws more complaints than its size predicts. The index covers that year alone; the complaint counts on this page cover the whole window since 2023. This is a small book by Texas standards — under 25,000 policies — so the index moves sharply on a handful of complaints and should be read as a direction, not a score.

What these complaints were about

TDI issue tags and confirmed reasons
Issue tags across all 145 complaints
Adjuster's handling69 · 9 confirmed
Roof60 · 7 confirmed
Hail53 · 7 confirmed
Water damage38 · 5 confirmed
Appraisal19 · 1 confirmed
Damage dispute18 · 2 confirmed
Plumbing17 · 1 confirmed
Deductible11 · 2 confirmed
Tags overlap and TDI records them on about 78% of complaints, so these are floors.
How the 15 confirmed complaints closed
Corrective action taken10 · 67%
Contract language / legal issue6 · 40%
Question of fact6 · 40%
Additional monies received6 · 40%
Information furnished5 · 33%
Company position upheld3 · 20%
Additional Payment Expected3 · 20%
Claim settled3 · 20%
One complaint can close with several dispositions, so shares overlap. Median time from filing to close: 74 days, against 71 statewide.

By year

Complaints received · 2026 is partial
202336 filed · 3 confirmed
202444 filed · 4 confirmed
202548 filed · 6 confirmed
202617 filed · 2 confirmed

The records

120 most recent of 145 · confirmed rows shaded
ReceivedClosedTDI verdictWhat the complaint was aboutHow it closed
Jun 26, 2026Jul 17, 2026
21 days
Confirmed
Claim service & handlingDelay — claims handlingClaim denialRoofHailWater damageWindDamage disputeAdjuster's handling
Company position upheldCorrective action takenContract language / legal issue
Jun 24, 2026Jul 22, 2026
28 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerRoofHailWater damageWindDamage dispute
Contract language / legal issueInformation furnishedCompany position upheld
May 21, 2026Jun 3, 2026
13 days
Not confirmed
Delay — claims handlingPrompt PayUnsatisfactory settlement or offerRoofHailAppraisal
Company position upheldContract language / legal issueInformation furnished
May 18, 2026Jun 8, 2026
21 days
Not confirmed
Claim service & handlingClaim denialRoofHailAdjuster's handling
Contract language / legal issueQuestion of fact
May 11, 2026Jun 17, 2026
37 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailWindAppraisal
Contract language / legal issueInformation furnishedCompany position upheld
May 1, 2026May 26, 2026
25 days
Not confirmed
Claim service & handlingPremium NoticePremium & ratingUnsatisfactory settlement or offerWater damagePlumbingDepreciation
Information furnishedQuestion of factCompany position upheld
Apr 30, 2026Jun 4, 2026
35 days
Not confirmed
Policyholder servicePremium & ratingRoof
Contract language / legal issueCompany position upheld
Apr 30, 2026May 20, 2026
20 days
Not confirmed
Delay — policyholder serviceRefund of premium
Contract language / legal issuePremium Refunded
Apr 28, 2026May 19, 2026
21 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerRoofHail
Contract language / legal issueCompany position upheld
Apr 24, 2026Jun 2, 2026
39 days
Not confirmed
Claim denialRoofHailDamage disputeDeductible
Company position upheldContract language / legal issue
Apr 15, 2026May 27, 2026
42 days
Not confirmed
Policyholder serviceClaim denialAdjuster's handling
Company position upheldContract language / legal issueQuestion of fact
Apr 6, 2026Apr 24, 2026
18 days
Not confirmed
Claim service & handlingClaim denialPremium & ratingRoofHailDamage disputeAdjuster's handling
Contract language / legal issueQuestion of factCompany position upheld
Mar 30, 2026Apr 23, 2026
24 days
Not confirmed
Claim service & handlingPolicyholder serviceEndorsement / RiderHailDeductible
Question of factCompany position upheldContract language / legal issue
Mar 2, 2026Mar 27, 2026
25 days
Not confirmed
Policyholder servicePremium & ratingRefund of premiumUse Of Clue Reports
Company position upheldContract language / legal issueInformation furnished
Feb 9, 2026Mar 26, 2026
45 days
Confirmed
Cancellation
Policy Issued/RestoredCorrective action takenAdditional Payment Expected
Jan 21, 2026Feb 18, 2026
28 days
Not confirmed
Claim service & handlingDelay — claims handlingAdjuster's handling
Information furnished
Jan 5, 2026Feb 11, 2026
37 days
Not confirmed
Claim service & handlingDelay — claims handlingPolicy ExclusionUnsatisfactory settlement or offerWater damagePlumbingDepreciationAdjuster's handling
Question of factCompany position upheldContract language / legal issue
Dec 18, 2025Jan 20, 2026
33 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerWater damagePlumbingAdjuster's handling
Company position upheldContract language / legal issue
Dec 3, 2025Feb 3, 2026
62 days
Not confirmed
Policyholder servicePremium & ratingRefund of premium
Question of factContract language / legal issueCompany position upheld
Dec 2, 2025Feb 18, 2026
78 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerWater damagePlumbingMoldAdjuster's handling
Contract language / legal issueCompany position upheld
Nov 14, 2025Feb 11, 2026
89 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerWater damageDamage disputeAdjuster's handling
Question of factCompany position upheldContract language / legal issue
Nov 6, 2025Feb 6, 2026
92 days
Not confirmed
Premium & rating
Contract language / legal issue
Oct 22, 2025Feb 9, 2026
110 days
Not confirmed
Refusal to InsureHail
Information furnishedCompany position upheld
Oct 8, 2025Jan 27, 2026
111 days
Not confirmed
Claim service & handlingDelay — claims handlingWater damageAppraisalAdjuster's handling
Question of fact
Oct 1, 2025Nov 7, 2025
37 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailAppraisalAdjuster's handling
Contract language / legal issueInformation furnishedQuestion of fact
Sep 23, 2025Jan 20, 2026
119 days
Not confirmed
Policyholder servicePremium & rating
Company position upheldInformation furnishedContract language / legal issue
Sep 17, 2025Jan 20, 2026
125 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofWater damageDamage disputeAppraisalAdjuster's handling
Additional monies receivedCompany position upheldContract language / legal issue
Sep 16, 2025Jan 14, 2026
120 days
Confirmed
Claim service & handlingClaim denialRoofHailAdjuster's handling
Question of factCorrective action takenContract language / legal issue
Sep 12, 2025Dec 3, 2025
82 days
Not confirmed
Policyholder servicePremium & ratingRefund of premium
Contract language / legal issueQuestion of factCompany position upheld
Sep 1, 2025Dec 9, 2025
99 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailAppraisal
Company position upheldQuestion of factAdditional monies received
Aug 26, 2025Nov 24, 2025
90 days
Not confirmed
Claim service & handlingDelay — claims handlingClaim denialPolicy ExclusionWater damagePlumbingAdjuster's handling
Company position upheldContract language / legal issueQuestion of fact
Aug 22, 2025Sep 12, 2025
21 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerWater damageLoss of useAdjuster's handling
Contract language / legal issueComplaint WithdrawnInformation furnished
Aug 21, 2025Sep 16, 2025
26 days
Not confirmed
Policyholder servicePremium & ratingRefund of premium
Question of factCompany position upheldContract language / legal issue
Aug 19, 2025Sep 17, 2025
29 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerAdjuster's handling
Company position upheldClaim settledContract language / legal issue
Jul 16, 2025Dec 8, 2025
145 days
Not confirmed
Unsatisfactory settlement or offerRoofHailDamage disputeDeductible
Question of factContract language / legal issueCompany position upheld
Jul 8, 2025Sep 12, 2025
66 days
Not confirmed
Unsatisfactory settlement or offerWater damagePlumbingAppraisalAdjuster's handling
Contract language / legal issueInformation furnishedAdditional monies received
Jun 26, 2025Jul 28, 2025
32 days
Not confirmed
Delay — claims handlingUnsatisfactory settlement or offerAppraisal
Information furnishedAdditional monies received
Jun 19, 2025Aug 21, 2025
63 days
Not confirmed
Claim denialRoofHail
Contract language / legal issueQuestion of fact
Jun 10, 2025Oct 13, 2025
125 days
Not confirmed
Premium & rating
Contract language / legal issueCompany position upheld
Jun 4, 2025Oct 10, 2025
128 days
Not confirmed
Delay — claims handling
Contract language / legal issueQuestion of fact
Jun 3, 2025Sep 3, 2025
92 days
Confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailWater damageWindDamage disputeDeductibleAdjuster's handling
Question of factContract language / legal issueCompany position upheld
May 30, 2025Sep 19, 2025
112 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerWater damageAppraisalFoundation
Additional monies receivedContract language / legal issueQuestion of fact
May 28, 2025Aug 14, 2025
78 days
Not confirmed
Delay — claims handlingUnsatisfactory settlement or offerAppraisalAdjuster's handling
Information furnishedClaim settledQuestion of fact
May 21, 2025Sep 30, 2025
132 days
Confirmed
Claim service & handlingDelay — claims handlingRoofHailPlumbingDeductibleDepreciationAdjuster's handling
Information furnishedCorrective action takenAdditional monies received
May 21, 2025Sep 17, 2025
119 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailDamage disputeAdjuster's handling
Company position upheldContract language / legal issueInformation furnished
May 16, 2025Sep 5, 2025
112 days
Not confirmed
Premium & ratingRefund of premium
Question of factContract language / legal issueCompany position upheld
May 5, 2025Aug 15, 2025
102 days
Not confirmed
Policyholder serviceDelay — policyholder servicePremium & rating
Contract language / legal issueCompany position upheld
May 5, 2025Aug 13, 2025
100 days
Not confirmed
Claim service & handlingUse Of Clue ReportsWindAdjuster's handling
Company position upheldContract language / legal issue
May 2, 2025Sep 8, 2025
129 days
Not confirmed
Claim service & handlingClaim denialPolicy ExclusionRoofHailDamage disputeAdjuster's handling
Contract language / legal issueQuestion of factCompany position upheld
May 2, 2025Aug 27, 2025
117 days
Not confirmed
Unsatisfactory settlement or offerRoofHailAppraisalAdjuster's handling
Additional Payment Expected
Apr 28, 2025Jul 14, 2025
77 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerWater damageMoldAdjuster's handling
Contract language / legal issueAdditional monies receivedCompany position upheld
Apr 25, 2025Aug 4, 2025
101 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerRoofHailAppraisalAdjuster's handling
Information furnishedQuestion of factClaim settled
Apr 22, 2025Aug 10, 2025
110 days
Not confirmed
Premium & rating
Company position upheldInformation furnished
Apr 4, 2025Jul 28, 2025
115 days
Not confirmed
Premium & ratingRoofHail
Question of factCompany position upheldContract language / legal issue
Apr 2, 2025Jul 14, 2025
103 days
Not confirmed
Delay — claims handlingRoofHailWindAdjuster's handling
Information furnishedCompany position upheldContract language / legal issue
Mar 25, 2025Apr 14, 2025
20 days
Confirmed
Policyholder serviceRefund of premium
Information furnishedPremium RefundedContract language / legal issue
Mar 21, 2025May 5, 2025
45 days
Not confirmed
Premium & rating
Company position upheldContract language / legal issue
Mar 12, 2025Jul 2, 2025
112 days
Not confirmed
Premium & ratingRefund of premium
Information furnished
Mar 4, 2025May 7, 2025
64 days
Not confirmed
Claim service & handlingClaim denialUnsatisfactory settlement or offerRoofHailAdjuster's handling
Information furnishedContract language / legal issueCompany position upheld
Jan 22, 2025May 14, 2025
112 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailDamage disputeAdjuster's handling
Contract language / legal issueInformation furnishedCompany position upheld
Jan 22, 2025Apr 28, 2025
96 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerRoofDeductibleAdjuster's handling
Contract language / legal issueQuestion of factCompany position upheld
Jan 21, 2025Apr 30, 2025
99 days
Not confirmed
Unsatisfactory settlement or offerAdjuster's handling
Contract language / legal issueQuestion of fact
Jan 16, 2025May 9, 2025
113 days
Not confirmed
CancellationPolicyholder serviceDelay — policyholder serviceRefusal to Insure
Company position upheldContract language / legal issueQuestion of fact
Jan 15, 2025Apr 28, 2025
103 days
Confirmed
Claim service & handlingDelay — claims handlingAdjuster's handling
Additional monies receivedInformation furnishedCorrective action taken
Jan 7, 2025May 8, 2025
121 days
Confirmed
Claim service & handlingDelay — claims handlingWater damageLoss of useAdjuster's handling
Information furnishedAdditional monies received
Dec 16, 2024May 20, 2025
155 days
Not confirmed
Endorsement / RiderPremium & ratingRefund of premium
Information furnishedCompany position upheld
Dec 13, 2024Jun 3, 2025
172 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailDamage disputeAppraisalAdjuster's handling
Claim settledContract language / legal issueQuestion of fact
Nov 25, 2024May 29, 2025
185 days
Not confirmed
Delay — claims handlingUnsatisfactory settlement or offerRoofWater damageWindDamage dispute
Claim settledQuestion of factContract language / legal issue
Nov 15, 2024Apr 15, 2025
151 days
Not confirmed
Premium & rating
Company position upheldContract language / legal issueInformation furnished
Nov 13, 2024May 19, 2025
187 days
Not confirmed
Policyholder serviceEndorsement / RiderPremium & ratingRefund of premium
Information furnishedCompany position upheld
Nov 4, 2024Apr 28, 2025
175 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerWater damagePlumbingDeductibleFoundationAdjuster's handling
Company position upheldContract language / legal issueQuestion of fact
Oct 24, 2024Apr 1, 2025
159 days
Not confirmed
Claim service & handlingDelay — claims handlingRoofHailAppraisalDepreciationAdjuster's handling
Question of factAdditional monies receivedContract language / legal issue
Oct 21, 2024Mar 31, 2025
161 days
Not confirmed
Claim service & handlingDelay — claims handlingRoofHailWater damageAdjuster's handling
Question of factCompany position upheldContract language / legal issue
Oct 15, 2024Mar 24, 2025
160 days
Not confirmed
Claim service & handlingClaim denialMoldAdjuster's handling
Question of factContract language / legal issueInformation furnished
Oct 3, 2024Mar 27, 2025
175 days
Not confirmed
Premium & ratingDeductible
Company position upheldContract language / legal issueInformation furnished
Sep 25, 2024Mar 28, 2025
184 days
Confirmed
Policyholder serviceDelay — policyholder serviceRefund of premium
Contract language / legal issueCompany position upheldQuestion of fact
Sep 4, 2024Feb 25, 2025
174 days
Not confirmed
Policyholder serviceDelay — policyholder serviceRoofHailWater damageDamage disputeDeductible
Company position upheldInformation furnishedQuestion of fact
Aug 20, 2024Oct 29, 2024
70 days
Not confirmed
Premium & rating
Information furnishedCompany position upheld
Aug 16, 2024Nov 14, 2024
90 days
Not confirmed
Claim service & handlingClaim denialPremium & ratingRoofHailDamage disputeAdjuster's handling
Company position upheldInformation furnishedContract language / legal issue
Aug 12, 2024Oct 21, 2024
70 days
Not confirmed
Delay — policyholder service
Company position upheldInformation furnished
Aug 5, 2024Aug 28, 2024
23 days
Not confirmed
Claim service & handlingDelay — claims handlingRoofHailAdjuster's handling
Claim settledQuestion of factCompany position upheld
Jul 23, 2024Oct 10, 2024
79 days
Not confirmed
Delay — claims handlingUnsatisfactory settlement or offerAppraisalDepreciationAdjuster's handling
Information furnishedClaim settledCompany position upheld
Jul 20, 2024Oct 25, 2024
97 days
Not confirmed
Policyholder serviceRefund of premium
Question of factContract language / legal issueInformation furnished
Jul 8, 2024Oct 16, 2024
100 days
Confirmed
Claim service & handlingDelay — claims handlingRoofHailAdjuster's handling
Information furnishedAdditional Payment ExpectedCorrective action taken
Jul 8, 2024Oct 14, 2024
98 days
Not confirmed
Policyholder service
Information furnished
Jul 1, 2024Aug 26, 2024
56 days
Not confirmed
Claim service & handlingClaim denialLiability DisputeAdjuster's handling
Information furnishedQuestion of factCompany position upheld
Jun 24, 2024Aug 22, 2024
59 days
Not confirmed
Premium & rating
Company position upheldInformation furnished
May 17, 2024Jul 31, 2024
75 days
Not confirmed
Premium & rating
Information furnishedCompany position upheldContract language / legal issue
May 13, 2024Aug 23, 2024
102 days
Not confirmed
Claim denialRoofWater damageAdjuster's handling
Contract language / legal issueInformation furnishedCompany position upheld
May 1, 2024Jun 12, 2024
42 days
Not confirmed
MisrepresentationPremium & rating
Question of factInformation furnishedCompany position upheld
Apr 29, 2024Jul 24, 2024
86 days
Not confirmed
Refund of premium
Question of fact
Apr 23, 2024Jul 8, 2024
76 days
Confirmed
Claim service & handlingUnsatisfactory settlement or offerHailAdjuster's handling
Additional monies receivedAdditional Payment ExpectedQuestion of fact
Apr 22, 2024Jul 12, 2024
81 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerRoofHailDepreciationAdjuster's handling
Question of factContract language / legal issueCompany position upheld
Apr 22, 2024May 17, 2024
25 days
Not confirmed
Claim service & handlingDelay — claims handlingAdjuster's handling
Claim settledAdditional monies receivedQuestion of fact
Apr 15, 2024Jul 1, 2024
77 days
Not confirmed
Claim denialRoofHailAdjuster's handling
Question of factContract language / legal issueInformation furnished
Apr 11, 2024Jun 17, 2024
67 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerWater damagePlumbingAdjuster's handling
Question of factInformation furnished
Apr 11, 2024Jul 9, 2024
89 days
Not confirmed
Premium & rating
Contract language / legal issueInformation furnishedCompany position upheld
Apr 9, 2024Jun 7, 2024
59 days
Not confirmed
Delay — policyholder servicePremium & rating
Information furnishedCompany position upheldQuestion of fact
Mar 21, 2024Apr 29, 2024
39 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofHailWater damageMoldAdjuster's handling
Contract language / legal issueInformation furnishedQuestion of fact
Mar 19, 2024Jun 6, 2024
79 days
Not confirmed
Delay — claims handlingRoofHailAppraisalAdjuster's handling
Additional Payment ExpectedContract language / legal issueQuestion of fact
Mar 15, 2024Apr 18, 2024
34 days
Not confirmed
Refund of premiumRoofDepreciation
Contract language / legal issueCompany position upheld
Feb 29, 2024Mar 20, 2024
20 days
Not confirmed
Use Of Clue Reports
Company position upheldInformation furnished
Feb 23, 2024Mar 4, 2024
10 days
Not confirmed
Claim service & handlingDelay — claims handlingRoofHailAppraisalAdjuster's handling
Company position upheldQuestion of factContract language / legal issue
Feb 21, 2024May 3, 2024
72 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofWater damageAdjuster's handling
Contract language / legal issueInformation furnishedQuestion of fact
Feb 5, 2024Apr 23, 2024
78 days
Not confirmed
Unsatisfactory settlement or offerRoofHailWater damageAdjuster's handling
Question of factInformation furnishedClaim settled
Jan 24, 2024Apr 3, 2024
70 days
Not confirmed
Premium & ratingRefund of premium
Contract language / legal issueInformation furnishedCompany position upheld
Jan 22, 2024Feb 7, 2024
16 days
Confirmed
Use Of Clue Reports
Corrective action takenQuestion of factContract language / legal issue
Jan 18, 2024Mar 26, 2024
68 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerRoofWater damageDamage disputeAdjuster's handling
Contract language / legal issueAdditional Payment ExpectedQuestion of fact
Jan 2, 2024Feb 26, 2024
55 days
Not confirmed
Claim denialRoofHailAdjuster's handling
Contract language / legal issueCompany position upheldQuestion of fact
Dec 5, 2023Dec 22, 2023
17 days
Not confirmed
Premium & rating
Question of factContract language / legal issueInformation furnished
Dec 5, 2023Jan 8, 2024
34 days
Not confirmed
Claim service & handlingUnsatisfactory settlement or offerRoofHailAdjuster's handling
Additional monies receivedCompany position upheldQuestion of fact
Nov 17, 2023Jan 24, 2024
68 days
Not confirmed
Claim service & handlingDelay — claims handlingUnsatisfactory settlement or offerWater damagePlumbingAdjuster's handling
Additional Payment ExpectedContract language / legal issueQuestion of fact
Nov 2, 2023Jan 17, 2024
76 days
Not confirmed
Delay — claims handlingUnsatisfactory settlement or offerRoofHailDeductibleAdjuster's handling
Company position upheldInformation furnishedContract language / legal issue
Oct 31, 2023Dec 19, 2023
49 days
Not confirmed
Claim service & handlingDelay — claims handling
Contract language / legal issueInformation furnishedAdditional monies received
Oct 18, 2023Nov 15, 2023
28 days
Not confirmed
Delay — claims handlingWater damagePlumbingAdjuster's handling
Information furnishedClaim settledContract language / legal issue
Oct 16, 2023Nov 13, 2023
28 days
Not confirmed
Premium & rating
Contract language / legal issueAdditional Payment Expected
Sep 29, 2023Oct 11, 2023
12 days
Not confirmed
Claim denialWater damageAdjuster's handling
Question of factContract language / legal issueAdditional Payment Expected
Sep 27, 2023Oct 17, 2023
20 days
Not confirmed
Unsatisfactory settlement or offerHail
Claim settledInformation furnished
Sep 13, 2023Nov 6, 2023
54 days
Not confirmed
Delay — claims handling
Question of factInformation furnished
Aug 31, 2023Nov 8, 2023
69 days
Not confirmed
Premium & rating
Information furnished

These are the rows TDI publishes, unedited. Complaint records are already de-identified at source — no complainant name, address, or dollar figure is published, and none is shown here. This table shows the 120 most recent of 145 records; the counts everywhere else on this page cover all 145. The full set is downloadable from the Texas Open Data Portal.

About this record

Source: Texas Department of Insurance, “Insurance complaints: All data”, homeowners coverage, complaints received on or after January 1, 2023 where Liberty Insurance Corporation is named as an organizational respondent. Snapshot pulled July 28, 2026.

A confirmed complaint is one TDI reviewed and found had merit. It is not a finding of bad faith, a court judgment, or a regulatory sanction. Complaint volume tracks how much business a carrier writes, which is why the complaints-per-policy index above matters more than the raw count. Legally distinct affiliates file separately and are not combined here. Full method on the index methodology.

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Data: Texas Department of Insurance open data portal · Analysis: claimOS · This page reports public regulatory records and draws no legal conclusions about Liberty Insurance Corporation.