.blog-module__3rPSzG__page{width:min(1080px,100% - 48px);color:var(--text-strong,#0a1b33);margin:0 auto;padding:64px 0 96px}.blog-module__3rPSzG__article{gap:48px;display:grid}.blog-module__3rPSzG__header{border-radius:var(--radius-lg,28px);color:#f6faff;box-shadow:var(--shadow-xl,0 28px 70px #0a224c2e);background:linear-gradient(135deg,#0f1f3ef5 0%,#0b5bd4eb 60%,#1e3a5ff0 100%),#0f1f3e;gap:16px;padding:40px;display:grid}.blog-module__3rPSzG__breadcrumb{letter-spacing:.04em;color:#f6faffc7;flex-wrap:wrap;align-items:center;gap:6px;font-size:13px;display:flex}.blog-module__3rPSzG__breadcrumb a{color:inherit;border-bottom:1px solid #0000;text-decoration:none}.blog-module__3rPSzG__breadcrumb a:hover{border-bottom-color:#f6faff80}.blog-module__3rPSzG__breadcrumbCurrent{color:#f6fafff0}.blog-module__3rPSzG__eyebrow{font-family:var(--font-body,"Plus Jakarta Sans"), sans-serif;letter-spacing:.14em;text-transform:uppercase;color:#fbbf24;margin:0;font-size:12px;font-weight:800}.blog-module__3rPSzG__title{letter-spacing:-.015em;margin:0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:clamp(30px,4vw,46px);font-weight:400;line-height:1.08}.blog-module__3rPSzG__subhead{color:#f6faffdb;max-width:64ch;margin:0;font-size:17px;line-height:1.55}.blog-module__3rPSzG__meta{border-top:1px solid #f6faff2e;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:16px;margin:16px 0 0;padding:16px 0 0;display:grid}.blog-module__3rPSzG__meta div{gap:4px;display:grid}.blog-module__3rPSzG__meta dt{letter-spacing:.12em;text-transform:uppercase;color:#f6faff99;font-size:11px;font-weight:800}.blog-module__3rPSzG__meta dd{color:#f6fafff0;margin:0;font-size:14px}.blog-module__3rPSzG__body{color:var(--text-strong,#0a1b33);gap:36px;font-size:17px;line-height:1.62;display:grid}.blog-module__3rPSzG__body .lede{color:var(--text-muted,#3f5578);font-size:19px;line-height:1.55}.blog-module__3rPSzG__body h2{letter-spacing:-.01em;color:var(--text-strong,#0a1b33);margin:16px 0 0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:clamp(24px,3vw,32px);font-weight:400;line-height:1.18}.blog-module__3rPSzG__body h3{font-family:var(--font-body,"Plus Jakarta Sans"), sans-serif;color:var(--text-strong,#0a1b33);margin:8px 0 0;font-size:19px;font-weight:700;line-height:1.25}.blog-module__3rPSzG__body p{margin:0}:is(.blog-module__3rPSzG__body ul,.blog-module__3rPSzG__body ol){gap:8px;margin:0;padding-left:22px;display:grid}.blog-module__3rPSzG__body strong{color:var(--text-strong,#0a1b33)}.blog-module__3rPSzG__body figure{background:var(--surface-1,#fff);border:1px solid var(--line,#0e38742e);border-radius:var(--radius-md,18px);box-shadow:var(--shadow-md,0 12px 32px #0a224c1a);-webkit-overflow-scrolling:touch;gap:12px;margin:0;padding:24px;display:grid;overflow-x:auto}.blog-module__3rPSzG__body figcaption{color:var(--text-muted,#3f5578);font-size:13px;line-height:1.45}.blog-module__3rPSzG__body .callout{border-radius:var(--radius-md,18px);background:var(--surface-2,#f8fbff);border-left:4px solid #ef7a22;padding:20px 24px}.blog-module__3rPSzG__body .dataTable{border-collapse:collapse;width:100%;min-width:640px;font-size:14px;line-height:1.5}.blog-module__3rPSzG__body .dataTable caption{caption-side:top;text-align:left;color:var(--text-strong,#0a1b33);margin-bottom:8px;font-weight:700}:is(.blog-module__3rPSzG__body .dataTable th,.blog-module__3rPSzG__body .dataTable td){text-align:left;border-bottom:1px solid var(--line,#0e38742e);vertical-align:top;padding:10px 12px}.blog-module__3rPSzG__body .dataTable thead th{background:var(--surface-2,#f8fbff);letter-spacing:.04em;text-transform:uppercase;color:var(--text-muted,#3f5578);font-size:12px;font-weight:700}.blog-module__3rPSzG__body .dataTable tbody tr:hover{background:#0b5bd40a}.blog-module__3rPSzG__body .checklist{background:var(--surface-1,#fff);border:1px solid var(--line,#0e38742e);border-radius:var(--radius-md,18px);box-shadow:var(--shadow-md,0 12px 32px #0a224c1a);counter-reset:claimos-step;gap:10px;padding:24px;list-style:none;display:grid}.blog-module__3rPSzG__body .checklist li{counter-increment:claimos-step;padding-left:36px;position:relative}.blog-module__3rPSzG__body .checklist li:before{content:counter(claimos-step);color:#fff;background:#0b5bd4;border-radius:999px;place-items:center;width:24px;height:24px;font-size:12px;font-weight:700;display:grid;position:absolute;top:1px;left:0}.blog-module__3rPSzG__body .checklist li strong{margin-bottom:2px;font-size:15px;display:block}.blog-module__3rPSzG__body .checklist li span{color:var(--text-muted,#3f5578);font-size:14px;line-height:1.5;display:block}.blog-module__3rPSzG__body .deadlineList{gap:10px;padding:0;list-style:none;display:grid}.blog-module__3rPSzG__body .deadlineList li{border-radius:var(--radius-sm,12px);background:var(--surface-2,#f8fbff);border:1px solid var(--line,#0e38742e);grid-template-columns:64px 1fr;gap:16px;padding:14px 16px;display:grid}.blog-module__3rPSzG__body .deadlineList .stateBadge{letter-spacing:.06em;color:#0b5bd4;align-self:start;padding-top:2px;font-size:14px;font-weight:800}.blog-module__3rPSzG__body .faq{gap:16px;display:grid}.blog-module__3rPSzG__body .faq details{border:1px solid var(--line,#0e38742e);border-radius:var(--radius-md,18px);background:var(--surface-1,#fff);padding:14px 18px}.blog-module__3rPSzG__body .faq details[open]{background:var(--surface-2,#f8fbff)}.blog-module__3rPSzG__body .faq summary{cursor:pointer;justify-content:space-between;gap:16px;font-size:16px;font-weight:700;list-style:none;display:flex}.blog-module__3rPSzG__body .faq summary:after{content:"+";color:#0b5bd4;font-weight:700}.blog-module__3rPSzG__body .faq details[open] summary:after{content:"–"}.blog-module__3rPSzG__body .faq p{color:var(--text-muted,#3f5578);margin:12px 0 0;font-size:15px;line-height:1.55}.blog-module__3rPSzG__body .tableFallback{color:var(--text-muted,#3f5578);margin:8px 0 0;font-size:13px}:is(.blog-module__3rPSzG__body .flowDiagram svg,.blog-module__3rPSzG__body .barChart svg){width:100%;height:auto;display:block}:is(.blog-module__3rPSzG__body .flowDiagram .nodeLabel,.blog-module__3rPSzG__body .barChart .axisLabel){font-family:var(--font-body,"Plus Jakarta Sans"), sans-serif}.blog-module__3rPSzG__body .donutChart{justify-items:center;gap:24px;display:grid}.blog-module__3rPSzG__body .donutChart svg{width:100%;max-width:320px;height:auto;margin:0 auto;display:block}.blog-module__3rPSzG__body .donutLegend{gap:10px;width:100%;max-width:480px;margin:0;padding:0;list-style:none;display:grid}.blog-module__3rPSzG__body .donutLegend li{color:var(--text-strong,#0a1b33);grid-template-columns:16px 1fr auto;align-items:center;gap:12px;font-size:14px;display:grid}.blog-module__3rPSzG__body .donutLegend .swatch{border-radius:4px;width:14px;height:14px}.blog-module__3rPSzG__body .donutLegend .days{color:var(--text-muted,#3f5578);font-variant-numeric:tabular-nums;font-weight:700}.blog-module__3rPSzG__body .inlineLink{color:#0b5bd4;border-bottom:1px solid #0b5bd473;text-decoration:none}.blog-module__3rPSzG__body .inlineLink:hover{border-bottom-color:#0b5bd4}.blog-module__3rPSzG__sources{border-radius:var(--radius-md,18px);background:var(--surface-1,#fff);border:1px solid var(--line,#0e38742e);padding:24px 28px}.blog-module__3rPSzG__sources h2{color:var(--text-strong,#0a1b33);margin:0 0 12px;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:24px;font-weight:400}.blog-module__3rPSzG__sources ol{color:var(--text-muted,#3f5578);gap:8px;margin:0;padding-left:22px;font-size:14px;line-height:1.55;display:grid}.blog-module__3rPSzG__sources a{color:#0b5bd4;border-bottom:1px solid #0b5bd466;text-decoration:none}.blog-module__3rPSzG__sources a:hover{border-bottom-color:#0b5bd4}.blog-module__3rPSzG__sourcePublisher{color:var(--text-soft,#667998);margin-left:4px}.blog-module__3rPSzG__cta{border-radius:var(--radius-lg,28px);color:#f6faff;background:linear-gradient(135deg,#0b5bd4f5,#083f9ff5);gap:16px;padding:36px 32px;display:grid}.blog-module__3rPSzG__cta h2{letter-spacing:-.012em;margin:0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:clamp(22px,2.6vw,30px);font-weight:400;line-height:1.15}.blog-module__3rPSzG__cta p{color:#f6faffe6;margin:0;font-size:16px;line-height:1.55}.blog-module__3rPSzG__ctaActions{flex-wrap:wrap;gap:12px;display:flex}.blog-module__3rPSzG__ctaPrimary,.blog-module__3rPSzG__ctaSecondary{border-radius:999px;align-items:center;padding:12px 20px;font-size:15px;font-weight:700;text-decoration:none;display:inline-flex}.blog-module__3rPSzG__ctaPrimary{color:#0a1b33;background:#ef7a22}.blog-module__3rPSzG__ctaPrimary:hover{background:#ffa14d}.blog-module__3rPSzG__ctaSecondary{color:#f6faff;background:#f6faff1f;border:1px solid #f6faff66}.blog-module__3rPSzG__ctaSecondary:hover{background:#f6faff2e}.blog-module__3rPSzG__indexHeader{border-bottom:1px solid var(--line,#0e38742e);gap:14px;margin-bottom:36px;padding:8px 0 32px;display:grid}.blog-module__3rPSzG__indexTitle{letter-spacing:-.015em;color:var(--text-strong,#0a1b33);margin:0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:clamp(30px,4.2vw,48px);font-weight:400;line-height:1.05}.blog-module__3rPSzG__indexSubhead{max-width:64ch;color:var(--text-muted,#3f5578);margin:0;font-size:17px;line-height:1.55}.blog-module__3rPSzG__postList{gap:18px;margin:0;padding:0;list-style:none;display:grid}.blog-module__3rPSzG__postCard{border:1px solid var(--line,#0e38742e);border-radius:var(--radius-md,18px);background:var(--surface-1,#fff);transition:box-shadow .16s,transform .16s,border-color .16s}.blog-module__3rPSzG__postCard:hover{box-shadow:var(--shadow-md,0 12px 32px #0a224c1a);border-color:#0b5bd466;transform:translateY(-1px)}.blog-module__3rPSzG__postCardLink{color:inherit;gap:8px;padding:24px 26px;text-decoration:none;display:grid}.blog-module__3rPSzG__postCardEyebrow{letter-spacing:.14em;text-transform:uppercase;color:#0b5bd4;margin:0;font-size:11px;font-weight:800}.blog-module__3rPSzG__postCardTitle{letter-spacing:-.01em;color:var(--text-strong,#0a1b33);margin:0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:clamp(22px,2.6vw,28px);font-weight:400;line-height:1.15}.blog-module__3rPSzG__postCardDescription{color:var(--text-muted,#3f5578);margin:0;font-size:15px;line-height:1.55}.blog-module__3rPSzG__postCardMeta{color:var(--text-soft,#667998);margin:0;font-size:13px}@media (max-width:720px){.blog-module__3rPSzG__page{padding:40px 0 72px}.blog-module__3rPSzG__article{gap:32px}.blog-module__3rPSzG__header{padding:28px}.blog-module__3rPSzG__subhead{font-size:16px}.blog-module__3rPSzG__body{gap:28px;font-size:16px}.blog-module__3rPSzG__body .lede{font-size:17px}.blog-module__3rPSzG__body figure{padding:18px}.blog-module__3rPSzG__body .dataTable{font-size:13px}:is(.blog-module__3rPSzG__body .dataTable th,.blog-module__3rPSzG__body .dataTable td){padding:8px 10px}:is(.blog-module__3rPSzG__body .checklist,.blog-module__3rPSzG__body .faq details){padding:18px}.blog-module__3rPSzG__sources{padding:20px 22px}.blog-module__3rPSzG__cta{padding:28px 22px}}@media (max-width:480px){.blog-module__3rPSzG__page{width:min(1080px,100% - 24px);padding:28px 0 56px}.blog-module__3rPSzG__article{gap:28px}.blog-module__3rPSzG__header{border-radius:18px;padding:22px}.blog-module__3rPSzG__meta{grid-template-columns:1fr 1fr}.blog-module__3rPSzG__body figure{border-radius:14px;padding:14px}.blog-module__3rPSzG__body .donutChart{gap:18px}.blog-module__3rPSzG__body .checklist li{padding-left:32px}.blog-module__3rPSzG__body .deadlineList li{grid-template-columns:56px 1fr;gap:12px;padding:12px 14px}.blog-module__3rPSzG__cta{border-radius:20px;padding:24px 18px}.blog-module__3rPSzG__cta h2{font-size:22px}.blog-module__3rPSzG__ctaActions{gap:8px}.blog-module__3rPSzG__ctaPrimary,.blog-module__3rPSzG__ctaSecondary{padding:12px 18px;font-size:14px}.blog-module__3rPSzG__sources{padding:18px}.blog-module__3rPSzG__sources h2{font-size:22px}}.blog-module__3rPSzG__srOnly{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.blog-module__3rPSzG__indexMetaRow{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.blog-module__3rPSzG__feedLink{color:var(--text-muted,#3f5578);border:1px solid var(--line,#0e38742e);border-radius:999px;padding:5px 14px;font-size:13px;text-decoration:none}.blog-module__3rPSzG__feedLink:hover{color:#0b5bd4;border-color:var(--line-strong,#0b5bd447)}.blog-module__3rPSzG__chipsRow{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.blog-module__3rPSzG__chip{color:var(--text-muted,#3f5578);border:1px solid var(--line,#0e38742e);background:var(--surface-1,#fff);border-radius:999px;padding:6px 16px;font-size:13px;font-weight:600;text-decoration:none;transition:border-color .16s,color .16s;display:inline-block}.blog-module__3rPSzG__chip:hover{color:#0b5bd4;border-color:var(--line-strong,#0b5bd447)}.blog-module__3rPSzG__chipActive{color:#f6faff;background:#0b5bd4;border-color:#0b5bd4}.blog-module__3rPSzG__chipActive:hover{color:#f6faff}.blog-module__3rPSzG__chipCount{opacity:.7;margin-left:6px;font-weight:500}.blog-module__3rPSzG__sectionHeading{color:var(--text-strong,#0a1b33);margin:0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:clamp(24px,3.4vw,30px);font-weight:400}.blog-module__3rPSzG__sectionSub{color:var(--text-muted,#3f5578);max-width:70ch;margin:6px 0 0;font-size:15px}.blog-module__3rPSzG__indexSection{gap:20px;margin-top:44px;display:grid}.blog-module__3rPSzG__featured{border:1px solid var(--line-strong,#0b5bd447);border-radius:var(--radius-md,18px);background:var(--surface-1,#fff);box-shadow:var(--shadow-md,0 12px 32px #0a224c1a);transition:box-shadow .16s,transform .16s}.blog-module__3rPSzG__featured:hover{box-shadow:var(--shadow-xl,0 28px 70px #0a224c29);transform:translateY(-1px)}.blog-module__3rPSzG__featuredLink{color:inherit;gap:12px;padding:32px 34px;text-decoration:none;display:grid}.blog-module__3rPSzG__featuredEyebrow{letter-spacing:.14em;text-transform:uppercase;color:#be5607;margin:0;font-size:12px;font-weight:700}.blog-module__3rPSzG__featuredTitle{color:var(--text-strong,#0a1b33);margin:0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:clamp(26px,4vw,38px);font-weight:400;line-height:1.16}.blog-module__3rPSzG__featuredDescription{color:var(--text-muted,#3f5578);max-width:78ch;margin:0;font-size:16px;line-height:1.55}.blog-module__3rPSzG__featuredMeta{color:var(--text-soft,#667998);margin:0;font-size:13px}.blog-module__3rPSzG__postGrid{grid-template-columns:1fr 1fr;gap:18px;margin:0;padding:0;list-style:none;display:grid}.blog-module__3rPSzG__statesCard{border:1px solid var(--line-strong,#0b5bd447);border-radius:var(--radius-md,18px);background:var(--surface-3,#ecf3ff);gap:14px;padding:28px 30px;display:grid}.blog-module__3rPSzG__statesCardCopy{color:var(--text-muted,#3f5578);max-width:72ch;margin:0;font-size:15px;line-height:1.55}.blog-module__3rPSzG__statesChips{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.blog-module__3rPSzG__stateChip{letter-spacing:.04em;color:#083f9f;background:var(--surface-1,#fff);border:1px solid var(--line-strong,#0b5bd447);border-radius:8px;padding:6px 12px;font-size:13px;font-weight:700;text-decoration:none;display:inline-block}.blog-module__3rPSzG__stateChip:hover{color:#f6faff;background:#0b5bd4;border-color:#0b5bd4}.blog-module__3rPSzG__statesCardLink{color:#0b5bd4;justify-self:start;font-size:14px;font-weight:600;text-decoration:none}.blog-module__3rPSzG__statesCardLink:hover{text-decoration:underline}.blog-module__3rPSzG__subscribeBand{border:1px solid var(--line-strong,#0b5bd447);border-radius:var(--radius-md,18px);background:var(--surface-2,#f8fbff);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;padding:26px 30px;display:flex}.blog-module__3rPSzG__subscribeTitle{color:var(--text-strong,#0a1b33);margin:0;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:22px;font-weight:400}.blog-module__3rPSzG__subscribeCopy{color:var(--text-muted,#3f5578);max-width:52ch;margin:4px 0 0;font-size:14px}.blog-module__3rPSzG__subscribeForm{flex-wrap:wrap;gap:10px;display:flex;position:relative}.blog-module__3rPSzG__subscribeInput{color:var(--text-strong,#0a1b33);background:var(--surface-1,#fff);border:1px solid var(--line,#0e38742e);border-radius:10px;min-width:240px;padding:11px 14px;font-family:inherit;font-size:14px}.blog-module__3rPSzG__subscribeInput:focus-visible{outline:2px solid var(--focus-ring,#ef7a2275);outline-offset:1px}.blog-module__3rPSzG__subscribeButton{color:#fff;cursor:pointer;background:#ef7a22;border:none;border-radius:999px;padding:11px 22px;font-family:inherit;font-size:14px;font-weight:700;transition:background .16s}.blog-module__3rPSzG__subscribeButton:hover{background:#be5607}.blog-module__3rPSzG__subscribeButton:disabled{opacity:.6;cursor:default}.blog-module__3rPSzG__subscribeError{color:#b3261e;flex-basis:100%;margin:0;font-size:13px}.blog-module__3rPSzG__byline{color:#f6faffc7;flex-wrap:wrap;align-items:baseline;gap:6px;margin:0;font-size:14px;display:flex}.blog-module__3rPSzG__bylineLink{color:#fbbf24;font-weight:600;text-decoration:none}.blog-module__3rPSzG__bylineLink:hover{text-decoration:underline}.blog-module__3rPSzG__toc{border:1px solid var(--line,#0e38742e);border-radius:var(--radius-md,18px);background:var(--surface-2,#f8fbff);padding:20px 24px}.blog-module__3rPSzG__tocTitle{letter-spacing:.14em;text-transform:uppercase;color:var(--text-muted,#3f5578);margin:0 0 10px;font-size:12px;font-weight:700}.blog-module__3rPSzG__tocList{gap:6px;margin:0;padding:0;list-style:none;display:grid}.blog-module__3rPSzG__tocList a{color:#0b5bd4;font-size:14px;text-decoration:none}.blog-module__3rPSzG__tocList a:hover{text-decoration:underline}.blog-module__3rPSzG__related{gap:16px;display:grid}.blog-module__3rPSzG__hubIntro{gap:12px;max-width:76ch;display:grid}.blog-module__3rPSzG__hubIntro p{color:var(--text-muted,#3f5578);margin:0;font-size:16px;line-height:1.6}.blog-module__3rPSzG__backLink{color:#0b5bd4;font-size:14px;font-weight:600;text-decoration:none}.blog-module__3rPSzG__backLink:hover{text-decoration:underline}.blog-module__3rPSzG__stateGroup{gap:14px;display:grid}.blog-module__3rPSzG__stateGroupTitle{color:var(--text-strong,#0a1b33);border-bottom:1px solid var(--line,#0e38742e);margin:0;padding-bottom:8px;font-family:DM Serif Display,Iowan Old Style,Georgia,serif;font-size:24px;font-weight:400}@media (max-width:880px){.blog-module__3rPSzG__postGrid{grid-template-columns:1fr}}@media (max-width:720px){.blog-module__3rPSzG__featuredLink{padding:24px 22px}.blog-module__3rPSzG__statesCard,.blog-module__3rPSzG__subscribeBand{padding:22px 20px}.blog-module__3rPSzG__subscribeInput{flex:1;min-width:0}.blog-module__3rPSzG__indexSection{margin-top:36px}}
